Privacy Score
Privacy Comparison at a Glance
Key Concerns
Privacy Issues with Microsoft Copilot
There are two distinct Copilot products with different privacy terms. Consumer Copilot (free/Pro) is governed by Microsoft's standard consumer services agreement. M365 Copilot has enterprise-grade terms but requires a separate subscription (as of early 2026).
M365 Copilot is designed to access your Microsoft 365 environment — emails, documents, Teams chats, calendar, OneDrive — using your existing permissions. This broad access is a feature, but it's worth understanding the scope.
M365 Copilot with stronger privacy controls is priced at $30/user/month on top of an existing Microsoft 365 subscription (as of early 2026). Individual professionals may not have access to these terms.
Consumer Copilot interactions may be reviewed by Microsoft for quality and safety purposes, per Microsoft's published terms (as of early 2026).
Side by Side
Microsoft Copilot vs Wysor: Privacy Comparison
| Privacy Aspect | Wysor | Microsoft Copilot |
|---|---|---|
Data Retention | Zero retention — binding legal agreements with every provider | Consumer: Microsoft's standard retention; M365: admin-controlled (as of early 2026) |
Training on Your Data | Never, on any plan — contractually prohibited | Consumer data may be used for improvement; M365 Copilot reportedly excluded from training (as of early 2026) |
Human Review | Prohibited by contract | Microsoft's terms permit review of interactions (as of early 2026) |
GDPR Compliance | EU data processing, full GDPR compliance | EU Data Boundary available for enterprise; consumer data may be processed globally (as of early 2026) |
Data Access Scope | Only the conversation you're having — nothing else | M365 Copilot can access email, files, Teams, and calendar within your permissions |
Voice Data | Processed on your phone — audio never leaves the device | Cloud-processed (as of early 2026) |
Cost for Privacy | Full protections on every plan — starting at $0/mo | Stronger controls available through M365 Copilot at $30/user/mo + M365 subscription (as of early 2026) |
The Private Alternative
Wysor provides access to GPT models — similar to the foundation behind Copilot — with binding privacy agreements on every plan, starting at $0/month. Zero retention and no training are included by default, not as a premium add-on.
Two products, two sets of terms
"Copilot" covers at least two distinct Microsoft products with different data handling (as of early 2026):
Consumer Copilot (free and Pro): Governed by Microsoft's standard consumer services agreement — the same terms that cover other Microsoft consumer products. Data may be used for service improvement, and Microsoft's terms permit review of interactions.
M365 Copilot ($30/user/month + M365 subscription): Comes with enterprise-grade data handling. Microsoft states this data isn't used to train foundation models. Stronger administrative controls are available.
The privacy terms you get depend on which product you're using and what you're paying.
Understanding the cost difference
M365 Copilot's stronger privacy controls come at a significant cost — $30 per user per month on top of an existing Microsoft 365 subscription.
For a 10-person team, that's at least $360/month for Copilot alone, plus existing M365 costs. Individual professionals and small teams may find these terms inaccessible.
Wysor provides binding privacy agreements — zero retention, no training, no review — on every plan, including the free tier.
How M365 Copilot accesses your data
M365 Copilot is designed for deep integration with your Microsoft 365 environment. It operates with your existing permissions, meaning it can access your email, OneDrive files, Teams conversations, calendar, and other M365 data.
This is intentional — broad access enables Copilot to provide contextually relevant answers. But for organizations in regulated industries, it's worth understanding the scope of data that flows through AI processing. It's a consideration for compliance assessments, especially around data classification and access controls.
How Wysor approaches this differently
Wysor accesses GPT models — similar to the foundation behind Copilot — with a different approach:
- Isolated conversations. Wysor processes the conversation you're having. It doesn't access your email, files, or calendar.
- No premium privacy tier. The same binding agreements apply to every plan, including free.
- No subscription stack. No existing Microsoft 365 license needed.
- Multi-model access. Use Claude for analysis, Gemini for research, DeepSeek for code — not limited to Microsoft's model selection.
Microsoft has built valuable AI capabilities with Copilot. Wysor offers a different approach — one where privacy protections are included by default rather than tied to a specific subscription tier.
FAQ
Frequently Asked Questions
Consumer Copilot follows Microsoft's standard consumer privacy terms. M365 Copilot stores data within your Microsoft 365 tenant with admin controls. Both retain data by default, with different levels of control (as of early 2026).
M365 Copilot offers stronger protections — Microsoft states it doesn't use this data for training foundation models (as of early 2026). However, it costs $30/user/month plus an M365 subscription. Consumer Copilot has broader data handling terms.
M365 Copilot operates with your existing permissions across your Microsoft 365 environment — emails, documents, Teams, calendar, OneDrive. It's designed for broad access to provide relevant context.
Wysor provides GPT models with binding agreements guaranteeing zero retention and no training — on every plan including free. No Microsoft 365 subscription required.
Switch to a private Microsoft Copilot alternative
Get contractual privacy guarantees on every plan — including free. No data retention, no training on your data, no human review.
Try Wysor FreeEditorial note: This privacy comparison was created by the Wysor team. All information reflects publicly available privacy policies and terms of service as of March 2026. Privacy policies change frequently. We recommend verifying details on Microsoft Copilot's official website before making a decision.
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